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February 10, 2012 @ 01:04 AM

Dow Jones Industrials 12,890.46+ 6.51
Nasdaq Composite 2,927.23+ 11.37
S&P 500 1,351.95+ 1.99

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Financial Consultant

 

 

 

With 10 years of financial experience, 4 years with the Hyatt Corporation and now 6 years as a financial professional with AXA Advisors, LLC, I am dedicated to helping individuals and businesses build their financial futures. 

My education, experience and professional affiliations have fostered my practical approach to offering financial products and planning services to my clients. Rather than just recommending a combination of unrelated products, first I’ll consider your specific financial goals and investment objectives. Working together, we’ll formulate a strategy to help you address your goals. Then, if it is suitable, as a registered representative of AXA Advisors, LLC, and an insurance agent of AXA Network, LLC, I can recommend the appropriate products and services to help you execute your strategy. I provide my clients with asset management accounts, and both risk management and financial planning startegies.

I hold the following registrations:  FINRA Registrations: Series 7, 66, & Life & Health Insurance license. 

My wife Irene and I live in Brooklyn, New York with our 2 children, Adrian and Victoria. Thanks for visiting.

Newsletters

Keeping Pace with Social Security

In 2012, Social Security beneficiaries will receive a 3.6% cost of living increase for the first time in three years. But a recent study suggests that benefits are lagging far behind real expenses. This article explains how Social Security benefits are indexed and what older workers and retirees might expect from the program in the future.

HOT TOPIC: Current Economic Conditions and the Prospect for Inflation

Inflation jumped up to 3.2% in April. That’s still below the 50-year average but it may be little consolation for anyone who has been to a gas station or a grocery store recently.

To Roll or Not to Roll: It's Your Choice

Some employers are encouraging departing employees to leave their retirement savings in their employer plans. But employees should make any decisions based on their own needs and concerns, not the former employer's. Read about the pros and cons of rolling over retirement plan assets to an IRA.

Insurance for Two Could Benefit Your Heirs

Survivorship life insurance offers a way to help a couple's heirs pay estate taxes, probate costs, and other final expenses — and could be especially important after 2012 when the federal estate tax is scheduled to be significantly higher. Even if the estate tax doesn't apply to an estate, the insurance proceeds could benefit heirs or a favorite charity.

More Newsletters →

Calculators

Credit Card Debt

How Long Will It Take to Pay my Balance?

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Life Insurance (AXA version)

How Much Money Will Your Loved Ones Need When You Die?

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

More Calculators →

Contact Info

Phone: (212) 408-0025

richard.caiazzo @axa-advisors.com

Local Office | Branch Office


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